Paying twice
Phone plans, broadband plans and credit cards often include streaming or music apps that you also pay for separately.
e.g. Prime in your postpaid plan
Free savings audits for the first 50 people
Find every rupee you pay on repeat.You're paying for things you don't use. We'll find them.
Rupeatly finds the subscriptions, phone and broadband bills, card fees and bank charges leaving your account every month. Then it shows you exactly what to cut, downgrade or switch, in rupees.
No bank logins, ever
Your data deleted in 30 days
Any Indian bank or card
Where the money goes
Four leaks almost everyone has
None of these is big on its own. Together they often add up to more than a phone bill every month.
Plans bigger than you use
Premium tiers watched on one screen, 200 GB of storage with 38 GB used, a gym you visit twice a month.
e.g. Netflix Premium on one phoneSilent fees
Card annual fees you could have had waived, SMS alert charges, minimum-balance penalties. Easy to miss in a statement.
e.g. a ₹2,500 card feeTrials that turn paid
A free month that quietly becomes a yearly charge, and broadband or mobile plans nobody has re-checked in years.
e.g. a trial that became ₹599/year
60-second check
How much do you really pay on repeat?
Make a guess first, then tick what you pay for. Most people are surprised.
Step 1
Don't check your statements. Just guess.
Typical monthly prices in India, rounded. Yearly plans are shown as a monthly amount. Your real prices may differ.
What you ticked adds up to
₹0 /month
Tick a few services to see your total.
Most people we talk to pay for 8 or more recurring services and guess well below their real total.
Find my real number, free
A free audit uses your actual statements, so there are no ranges and no guesses.
The free audit
Three steps, about a week
While we build the Rupeatly app, we're doing the first 50 audits by hand. You get a personal report, and we learn what matters most.
Share 3 months of statements
Upload your bank and card statement PDFs with account numbers hidden, plus a screenshot of your UPI AutoPay list. Any Indian bank works.
We find every recurring charge
Every subscription, bill and fee, checked against what your phone, broadband and card plans already include, and against cheaper options.
Get your report and a 20-minute call
A one-page money leak report with your real monthly total and your top savings, each with the exact steps to make the change.
We never ask for net-banking logins, card numbers, PINs or OTPs. If anyone claiming to be Rupeatly asks, it isn't us.
Your data
Our privacy promise
You're trusting us with your statements. Here's exactly what happens to them.
Only what we need
3 months of statements with account numbers hidden, and your AutoPay list. Nothing else.
Stored encrypted
Kept in one encrypted folder that only the founding team can open. Never in chat apps or on phones.
Deleted in 30 days
Your statements are deleted within 30 days of your report call, and we'll tell you when it's done.
Never sold or shared
We don't sell data or pass it to banks, telecoms or advertisers. Any AI help we use sees transactions with names and account details removed.
Free for the first 50
Get your free savings report
Tell us a little about you. If you're among the first 50 who fit, we'll email you within 2 days to book your audit. Everyone else joins the waitlist for the app.
50free audits in this first round
Questions
Before you sign up
Is the audit really free?
Yes. The first 50 audits cost nothing and come with no obligation. In return, we'll ask for honest feedback on the report and whether you acted on it.
Do you need my bank login?
No, never. You send statement PDFs with account numbers hidden. We will never ask for net-banking logins, card numbers, PINs or OTPs.
Which banks and cards work?
Any Indian bank or card that gives you a statement PDF, which is all of them. UPI AutoPay lists come from your UPI app's mandate section.
Will you tell me to cancel things I like?
No. The report lists ideas and the money each one saves. You decide. Often the best idea is a cheaper plan for something you keep, or turning off a duplicate.
Do you give investment or insurance advice?
No. We look at subscriptions, bills and fees. Insurance premiums and investments are listed in your total, but we don't recommend changes to them.
When is the app coming?
We're building the Android app next, using what we learn from these audits. Join the list and you'll be among the first to try it.